Protection

It's impossible to foresee every eventuality that could prove catastrophic for your finances such as illness, accidents and even redundancy. But with the right financial advice and planning, you can protect your investments and assets and safeguard your financial stability and that of your loved ones. At Howard Financial Services, we can give you that advice and help you plan for the future, no matter what it holds.

What kind of protection products are available?

There is a huge range of different products out there that are intended to provide financial protection. It can be hard to determine which ones are best for your specific circumstances and what type of protection you need. To make an informed decision, you need to talk to a financial expert who can help you choose the right type of protection that ensures the long-term security of your investments and assets.

At Howard Financial Services we can help you decide the level and types of protection that are suitable for you, and then search the marketplace to find those that will provide you with the best deal and optimum financial security.

As a general guide, types of protection include:

Life Insurance

Life insurance is intended to provide financial security for your partner or family in the event of your death.

Critical Illness Cover

This type of protection normally pays out a lump sum in the event of a very serious illness such as cancer or heart attack.

Income Protection

Income protection provides you with ongoing financial cover if you are forced to take time off work due to illness or injury. The amount of money paid out will be an agreed percentage of your earnings.

Finding the cover that's right for you can be a complex process with many pitfalls. At Howard Financial Services our independent financial adviser uses up to date and expert knowledge to ensure that your finances are secure and protected against ‘worst case' scenarios. Please contact us direct for further information, or continue to browse our website for more information on our full range of financial services.